Our Alternative Financing Program (or Rent to Own)

River City Real Estate through it's partner, Omega Lending is able to offer a way to purchase a home regardless of what a borrower's credit score is. (In fact we've helped someone with a 412, yes a 412, buy a home.) Omega does not care about bankruptcies, foreclosures, judgments, or any other items that affect someone's ability to get financing through normal lenders.

The only thing they look at is if the borrower has stable income. This income can be proven through any official source, it is not required to use a tax return, W2, or 1099. In many cases we can use a bank account statement.

Sure the interest rate is higher than 6%, but the downpayment in most instances is just 3% of the home purchase price. If you want more information or to apply now you can visit the Alternative Financing section of our website or by going to www.RCRTO.com

Currently we have many homes to choose from in St. Charles County, and a few in St. Louis County. Although you might not see what you're looking for right now, apply, and let us know what'd you'd like, we'll see if we can find it for you!